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These days of austerity and relative stress and anxiety about getting debt, most people balk up against the idea of making use of a credit card in order to make purchase of merchandise or pay for any occasion, preferring, instead only to rely on the actual tried and trusted method of making settlement - cash. However, in case you have the cash on hand to make the purchase fully, then, paradoxically, that's the best time just to be able to use the credit cards for several reasons.